YES! If you went back into debt, you start over

$1000 BEF, then the debt snowball. So throw the extra $500 at the van, and get it paid off as quickly as possible. I’m considering ‘yelling’ at you for financing a van because ‘I had to’ is a convenient excuse. That’s the same excuse that keeps most people in debt for life. But in most cases it’s a lie, and there could have been another way to do things.
Not saying that’s what happened in your case, but others have avoided going back into debt after they’ve gotten out…

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